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10px;display:flex}.profile-badge:hover{transform:translateY(-2px)}.profile-badge--earned{background:#00e5ff0a;border-color:#00e5ff33}.profile-badge--earned:hover{border-color:#00e5ff66}.profile-badge--locked{opacity:.4}.profile-badge__icon{font-size:1.6rem;position:relative}.profile-badge__earned-check{background:var(--accent-cyan);color:#000;border-radius:50%;justify-content:center;align-items:center;width:14px;height:14px;font-size:.5rem;display:flex;position:absolute;top:-4px;right:-6px}.profile-badge__name{letter-spacing:.06em;text-transform:uppercase;color:var(--text-secondary);text-align:center;font-size:.68rem;font-weight:600}.timeline-section{background:var(--bg-card);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);grid-area:3/2;padding:24px;animation:.6s forwards fadeIn}.timeline-section__title{font-family:var(--font-display);color:var(--text-primary);margin-bottom:20px;font-size:1.05rem;font-weight:700}.timeline{flex-direction:column;gap:20px;display:flex}.timeline-item{gap:14px;display:flex;position:relative}.timeline-item+.timeline-item:before{content:"";background:var(--border-subtle);width:2px;height:20px;position:absolute;top:-20px;left:6px}.timeline-dot{border:2px 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var(--border-medium);flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;font-size:1.3rem;display:flex}.upgrade-cta__text{flex:1}.upgrade-cta__title{font-family:var(--font-display);color:var(--text-primary);margin-bottom:4px;font-size:1rem;font-weight:700}.upgrade-cta__desc{color:var(--text-secondary);font-size:.82rem}.upgrade-cta__btn{font-family:var(--font-body);color:var(--text-primary);background:var(--bg-card);border:1px solid var(--border-strong);border-radius:var(--radius-md);cursor:pointer;white-space:nowrap;transition:border-color var(--transition-fast), background var(--transition-fast);padding:10px 20px;font-size:.85rem;font-weight:600}.upgrade-cta__btn:hover{border-color:var(--accent-cyan);background:var(--accent-cyan-dim)}.loans-container{color:#fff;max-width:1200px;margin:0 auto;padding:2rem;animation:.6s ease-out fadeIn}.loans-header{text-align:center;margin-bottom:3rem}.loans-header h1{background:linear-gradient(135deg,#00e5ff 0%,#8b5cf6 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#0006}.bank-card:hover:before{opacity:1}.bank-icon{margin-bottom:1rem;font-size:3rem;display:inline-block}.bank-name{color:#f8fafc;margin-bottom:.5rem;font-size:1.5rem;font-weight:700}.bank-description{color:#94a3b8;flex-grow:1;margin-bottom:1.5rem;font-size:.95rem}.loan-details{background:#0003;border-radius:16px;margin-bottom:1.5rem;padding:1.25rem}.detail-row{justify-content:space-between;align-items:center;margin-bottom:.75rem;display:flex}.detail-row:last-child{margin-bottom:0}.detail-label{color:#cbd5e1;text-transform:uppercase;letter-spacing:.5px;font-size:.85rem}.detail-value{color:#fff;font-size:1rem;font-weight:600}.detail-value.highlight{color:#00e5ff}.apply-btn{cursor:pointer;z-index:1;border:none;border-radius:12px;width:100%;padding:1rem;font-size:1rem;font-weight:700;transition:all .3s;position:relative;overflow:hidden}.apply-btn.eligible{color:#0f172a;background:linear-gradient(135deg,#00e5ff 0%,#3b82f6 100%)}.apply-btn.eligible:hover{transform:translateY(-2px);box-shadow:0 10px 20px #00e5ff4d}.apply-btn.locked{color:#64748b;cursor:not-allowed;background:#ffffff0d}.locked-overlay{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);opacity:0;z-index:2;background:#0f172acc;border-radius:24px;flex-direction:column;justify-content:center;align-items:center;transition:opacity .3s;display:flex;position:absolute;inset:0}.bank-card.ineligible:hover .locked-overlay{opacity:1}.locked-icon{color:#ef4444;margin-bottom:.5rem;font-size:2.5rem}.locked-text{color:#f8fafc;text-align:center;padding:0 1rem;font-weight:600}.user-score-section{background:#ffffff05;border:1px solid #ffffff0d;border-radius:100px;justify-content:center;align-items:center;gap:1.5rem;width:fit-content;margin:0 auto 3rem;padding:1.5rem 2.5rem;display:flex;box-shadow:0 4px 20px #0003}.score-label{color:#a1a1aa;font-size:1.1rem;font-weight:500}.score-value{background:linear-gradient(135deg,#10b981 0%,#3b82f6 100%);-webkit-text-fill-color:transparent;-webkit-background-clip:text;font-size:2.5rem;font-weight:800}.settings-page{min-height:calc(100vh - var(--topnav-height));display:flex}.settings-content{flex:1;grid-template-columns:220px 1fr;gap:0;max-width:1100px;display:grid}.settings-nav{border-right:1px solid var(--border-subtle);top:var(--topnav-height);height:calc(100vh - var(--topnav-height));padding:32px 0 32px 12px;position:sticky;overflow-y:auto}.settings-nav__title{font-family:var(--font-display);color:var(--text-primary);letter-spacing:-.02em;margin-bottom:24px;padding:0 16px;font-size:1.35rem;font-weight:800}.settings-nav__items{flex-direction:column;gap:2px;display:flex}.settings-nav__item{border-radius:var(--radius-sm);color:var(--text-tertiary);letter-spacing:.04em;cursor:pointer;transition:background var(--transition-fast), color var(--transition-fast);text-align:left;align-items:center;gap:10px;margin-right:12px;padding:10px 16px;font-size:.82rem;font-weight:600;display:flex;position:relative}.settings-nav__item:hover{color:var(--text-secondary);background:#ffffff0a}.settings-nav__item.active{color:var(--accent-cyan);background:var(--accent-cyan-dim)}.settings-nav__item.active:before{content:"";background:var(--accent-cyan);border-radius:0 3px 3px 0;width:3px;position:absolute;top:6px;bottom:6px;left:0}.settings-nav__item--danger{margin-top:16px}.settings-nav__item--danger.active{color:#f44;background:#ff444414}.settings-nav__item--danger.active:before{background:#f44}.settings-nav__item-icon{flex-shrink:0;justify-content:center;align-items:center;width:20px;font-size:1rem;display:flex}.settings-panels{flex-direction:column;gap:24px;padding:32px 40px;display:flex}.settings-section{animation:.35s forwards fadeIn}.settings-section__header{margin-bottom:24px}.settings-section__title{font-family:var(--font-display);color:var(--text-primary);letter-spacing:-.01em;margin-bottom:6px;font-size:1.4rem;font-weight:800}.settings-section__title--danger{color:#f44}.settings-section__desc{color:var(--text-secondary);font-size:.85rem;line-height:1.5}.settings-card{background:var(--bg-card);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);transition:border-color var(--transition-base);flex-direction:column;gap:0;padding:28px;display:flex}.settings-card:hover{border-color:var(--border-medium)}.settings-card--danger{border-color:#ff444426}.settings-card--danger:hover{border-color:#ff44444d}.settings-profile-header{border-bottom:1px solid var(--border-subtle);align-items:center;gap:20px;margin-bottom:24px;padding-bottom:24px;display:flex}.settings-avatar{border:2px solid var(--border-medium);border-radius:50%;flex-shrink:0;width:72px;height:72px;position:relative;overflow:hidden}.settings-avatar__gradient{background:linear-gradient(135deg,#8b5cf6,#00e5ff);width:100%;height:100%}.settings-avatar__edit{background:var(--bg-secondary);border:2px solid var(--border-medium);cursor:pointer;width:24px;height:24px;transition:border-color var(--transition-fast);border-radius:50%;justify-content:center;align-items:center;font-size:.6rem;display:flex;position:absolute;bottom:0;right:0}.settings-avatar__edit:hover{border-color:var(--accent-cyan)}.settings-profile-info{flex-direction:column;gap:4px;display:flex}.settings-profile-info__name{font-family:var(--font-display);color:var(--text-primary);font-size:1.2rem;font-weight:700}.settings-profile-info__address{font-family:var(--font-mono);color:var(--text-tertiary);font-size:.78rem}.settings-profile-info__badge{letter-spacing:.1em;text-transform:uppercase;color:var(--accent-green);background:var(--accent-green-dim);border-radius:var(--radius-pill);border:1px solid #4ade8033;width:fit-content;margin-top:2px;padding:3px 10px;font-size:.65rem;font-weight:700}.settings-field{flex-direction:column;gap:8px;margin-bottom:20px;display:flex}.settings-field-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.settings-field__label{letter-spacing:.1em;text-transform:uppercase;color:var(--text-tertiary);font-size:.72rem;font-weight:700}.settings-field__input{font-family:var(--font-body);color:var(--text-primary);background:var(--bg-secondary);border:1px solid var(--border-medium);border-radius:var(--radius-md);transition:border-color var(--transition-fast), box-shadow var(--transition-fast);padding:12px 16px;font-size:.88rem}.settings-field__input:focus{border-color:var(--accent-cyan);box-shadow:0 0 0 3px var(--accent-cyan-dim)}.settings-field__input::placeholder{color:var(--text-tertiary)}.settings-field__textarea{font-family:var(--font-body);color:var(--text-primary);background:var(--bg-secondary);border:1px solid var(--border-medium);border-radius:var(--radius-md);resize:vertical;min-height:80px;transition:border-color var(--transition-fast), box-shadow var(--transition-fast);padding:12px 16px;font-size:.88rem}.settings-field__textarea:focus{border-color:var(--accent-cyan);box-shadow:0 0 0 3px var(--accent-cyan-dim);outline:none}.settings-field__textarea::placeholder{color:var(--text-tertiary)}.settings-field__hint{color:var(--text-tertiary);font-size:.72rem;line-height:1.4}.settings-toggle-row{border-bottom:1px solid var(--border-subtle);justify-content:space-between;align-items:center;padding:16px 0;animation:.3s forwards fadeIn;display:flex}.settings-toggle-row:last-of-type{border-bottom:none}.settings-toggle-row__left{align-items:center;gap:14px;display:flex}.settings-toggle-row__icon{background:var(--bg-secondary);border-radius:var(--radius-sm);border:1px solid var(--border-subtle);flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:1.2rem;display:flex}.settings-toggle-row__text{flex-direction:column;gap:3px;display:flex}.settings-toggle-row__label{color:var(--text-primary);font-size:.88rem;font-weight:600}.settings-toggle-row__desc{color:var(--text-tertiary);font-size:.75rem}.settings-toggle{cursor:pointer;flex-shrink:0;width:44px;height:24px;position:relative}.settings-toggle input{opacity:0;width:0;height:0}.settings-toggle__slider{border-radius:var(--radius-pill);transition:background var(--transition-base);background:#ffffff14;position:absolute;inset:0}.settings-toggle__slider:before{content:"";background:var(--text-tertiary);width:18px;height:18px;transition:transform var(--transition-base), background var(--transition-base);border-radius:50%;position:absolute;top:3px;left:3px}.settings-toggle input:checked+.settings-toggle__slider{background:var(--accent-cyan-dim)}.settings-toggle input:checked+.settings-toggle__slider:before{background:var(--accent-cyan);transform:translate(20px);box-shadow:0 0 8px #00e5ff66}.settings-theme-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:24px;display:grid}.settings-theme-card{background:var(--bg-secondary);border:2px solid var(--border-subtle);border-radius:var(--radius-lg);cursor:pointer;transition:border-color var(--transition-fast), transform var(--transition-fast);flex-direction:column;align-items:center;gap:10px;padding:12px;display:flex;position:relative}.settings-theme-card:hover{border-color:var(--border-medium);transform:translateY(-2px)}.settings-theme-card.active{border-color:var(--accent-cyan);box-shadow:0 0 0 3px var(--accent-cyan-dim)}.settings-theme-card__preview{border-radius:var(--radius-sm);width:100%;height:72px;padding:12px;position:relative;overflow:hidden}.settings-theme-card__accent{border-radius:2px;width:24px;height:4px;margin-bottom:10px}.settings-theme-card__lines{flex-direction:column;gap:5px;display:flex}.settings-theme-card__line{background:#ffffff14;border-radius:2px;height:3px}.settings-theme-card__label{color:var(--text-secondary);letter-spacing:.06em;text-transform:uppercase;font-size:.75rem;font-weight:600}.settings-theme-card__check{background:var(--accent-cyan);color:#000;border-radius:50%;justify-content:center;align-items:center;width:18px;height:18px;font-size:.6rem;font-weight:800;display:flex;position:absolute;top:8px;right:8px}.settings-divider{background:var(--border-subtle);height:1px;margin:8px 0}.settings-divider--danger{background:#ff44441a}.settings-wallet-row{border-bottom:1px solid var(--border-subtle);justify-content:space-between;align-items:center;padding:16px 0;display:flex}.settings-wallet-row:last-child{border-bottom:none}.settings-wallet-row__left{align-items:center;gap:14px;display:flex}.settings-wallet-row__icon-box{border-radius:var(--radius-md);background:var(--bg-secondary);border:1px solid var(--border-medium);flex-shrink:0;justify-content:center;align-items:center;width:42px;height:42px;font-size:1.2rem;display:flex}.settings-wallet-row__icon-box--add{color:var(--text-tertiary);border-style:dashed;font-size:1.1rem;font-weight:600}.settings-wallet-row__info{flex-direction:column;gap:3px;display:flex}.settings-wallet-row__addr{font-family:var(--font-mono);color:var(--text-primary);font-size:.85rem;font-weight:600}.settings-wallet-row__meta{color:var(--text-tertiary);font-size:.72rem}.settings-wallet-row__primary-badge{letter-spacing:.1em;text-transform:uppercase;color:var(--accent-purple);background:var(--accent-purple-dim);border-radius:var(--radius-pill);border:1px solid #8b5cf633;padding:4px 12px;font-size:.65rem;font-weight:700}.settings-wallet-row--add{cursor:pointer;transition:background var(--transition-fast);border-radius:var(--radius-md);margin:0 -12px;padding:16px 12px}.settings-wallet-row--add:hover{background:#ffffff08}.settings-wallet-row--add .settings-wallet-row__addr{font-family:var(--font-body);color:var(--text-secondary)}.settings-info-box{background:var(--accent-cyan-dim);border-radius:var(--radius-md);border:1px solid #00e5ff26;align-items:flex-start;gap:12px;margin-top:16px;padding:14px 18px;display:flex}.settings-info-box__icon{flex-shrink:0;margin-top:1px;font-size:1rem}.settings-info-box p{color:var(--text-secondary);font-size:.78rem;line-height:1.5}.settings-danger-row{justify-content:space-between;align-items:center;gap:24px;padding:8px 0;display:flex}.settings-danger-row__text h4{color:var(--text-primary);margin-bottom:4px;font-size:.92rem;font-weight:600}.settings-danger-row__text p{color:var(--text-tertiary);max-width:380px;font-size:.78rem;line-height:1.5}.settings-danger-btn{font-family:var(--font-body);border-radius:var(--radius-md);cursor:pointer;white-space:nowrap;transition:all var(--transition-fast);flex-shrink:0;padding:9px 18px;font-size:.8rem;font-weight:600}.settings-danger-btn--secondary{color:#f59e0b;background:#f59e0b14;border:1px solid #f59e0b33}.settings-danger-btn--secondary:hover{background:#f59e0b26;border-color:#f59e0b66}.settings-danger-btn--neutral{color:var(--text-secondary);background:var(--bg-card);border:1px solid var(--border-medium)}.settings-danger-btn--neutral:hover{border-color:var(--accent-cyan);color:var(--accent-cyan)}.settings-danger-btn--destructive{color:#f44;background:#ff444414;border:1px solid #f443}.settings-danger-btn--destructive:hover{background:#ff444426;border-color:#f446}.settings-save-bar{border-top:1px solid var(--border-subtle);background:var(--bg-primary);z-index:5;justify-content:space-between;align-items:center;margin-top:8px;padding:20px 0;display:flex;position:sticky;bottom:0}.settings-save-bar__success{color:var(--accent-green);align-items:center;gap:6px;font-size:.82rem;font-weight:600;display:flex}.settings-save-btn{font-family:var(--font-body);color:#000;background:var(--accent-cyan);border-radius:var(--radius-md);cursor:pointer;transition:all var(--transition-fast);border:none;justify-content:center;align-items:center;gap:8px;min-width:140px;padding:11px 28px;font-size:.85rem;font-weight:600;display:flex}.settings-save-btn:hover{box-shadow:var(--shadow-cyan);transform:translateY(-1px)}.settings-save-btn:active{transform:translateY(0)}.settings-save-btn.saving{opacity:.7;cursor:not-allowed}.settings-save-btn__spinner{border:2px solid #0003;border-top-color:#000;border-radius:50%;width:16px;height:16px;animation:.6s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}@media (width<=768px){.settings-content{grid-template-columns:1fr}.settings-nav{border-right:none;border-bottom:1px solid var(--border-subtle);height:auto;padding:16px;position:static}.settings-nav__items{flex-direction:row;gap:4px;overflow-x:auto}.settings-nav__item{white-space:nowrap;margin-right:0}.settings-nav__item.active:before{display:none}.settings-panels{padding:24px 20px}.settings-field-row{grid-template-columns:1fr}.settings-theme-grid{grid-template-columns:repeat(2,1fr)}.settings-danger-row{flex-direction:column;align-items:flex-start;gap:12px}}